From purchasing very first house to refinancing an mortgage that is existing or benefiting from our Car Buying solution to getting credit cards with competitive prices and zero charges, we’ve got the loans and personal lines of credit you’ll need.
Lending
Home Loans
Look for a loan provider it is possible to trust. At DOCFCU, our experienced mortgage brokers should be to you every action regarding the means, assisting you to pick the mortgage choice that fits your preferences and spending plan.
- Fixed and rate that is adjustable available
- Loan amounts from $75,000 – to $1,500,000
- Designed for main residences or 2nd domiciles (no investment properties)
- Loans as much as 97% loan-to-value*
- First and mortgage that is second loans as much as 90% loan-to-value
- Handle your loan on the web, including payments that are making
- Readily available for houses in most 50 states
- Get a personalized, no responsibility price estimate
- Get pre-qualified for the next home loan
- Explore the resource open to help you create choices that are smart
Convenient On The Web Mortgage Access
You will see your home loan declaration, review your re payment history, look at your escrow balances, and even make an immediate payment that is online your bank account.
Have Mortgage Concerns?
For concerns regarding our application procedure, to obtain pre-approved or even to ask questions that are general getting a DOCFCU mortgage, please contact our professionals directly:
- Mike B. (202) 808-3628
- Celia M. (804) 368-6036
- Kim V. (804) 368-6036
- or e-mail us at info@docfcu.org
For concerns with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org
For questions with regards to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790
Lending
Residence Equity Loan and credit line – Zero Closing expenses*
A property equity personal credit line from DOCFCU could be a way that is smart fund a number of requirements, including a property renovation or repairs, training costs, the journey of an eternity, and sometimes even merely to consolidate financial obligation. Our experienced loan providers are prepared to assistance with tailored personal credit line simply for you.
A property equity loan, or “second trust loan“, is another choice that substitutes a hard and fast price when it comes to adjustable rate of a property equity credit line.
*No closing costs on an advance that is initial of10,000 or maybe more. Borrow as much as 90% of one’s home’s value (minus your very first mortgage balance) as much as $250,000 needs to be qualified for DOCFCU rank. Other limitations may use, e mail us for details myinstallmentloans.net credit. NMLS #810389
Residence Equity Credit Line
- The lowest interest that is variable of Prime+0*
- No closing expenses on an advance that is initial of10,000 or even more
- Tax-deductible interest re payments (speak to your taxation consultant for details)
- The capability to borrow as much as 90per cent of the home’s value (minus your first home loan stability) as much as $250,000
Residence Equity Loan (2nd Trust)
- A decreased rate that is fixed
- Tax-deductible interest re payments (check with your income tax consultant for details)
- The capacity to borrow up to 90per cent of the home’s value (minus your very first home loan balance) as much as $100,000
Prices
Have actually questions? We’re right here to aid. Please phone 202.808.3600 to consult with certainly one of our loan professionals today.
Lending
Automobile Financing
A car loan from DOCFCU makes it possible to drive a bargain that is hard. Regardless if you are thinking about purchasing a fresh or utilized vehicle, or refinance your existing auto loan to save cash, our low prices and value-added solutions could make a huge difference.
- As much as 105per cent on brand new and used financing
- Fast approvals (Within twenty four hours or less)
- Price matching open to qualified users
- Union benefits discounts (may not be along with match price)
- Free Autocheck for utilized vehicles with application for the loan
DOCFCU Automobile Buying Service, Running On TrueCar в„ў
We are going to additionally offer provide a part .25% from the price with the certificate of purchase if they use True Car and provide us.
Prices
Automobile Loan Calculators
Utilize our calculators to assist you calculate your payments that are monthly.
Additional Solutions
There’s more to an intelligent deal when compared to a price that is good. That’s why you can expect a variety of extra programs and tools to assist you both purchase wisely and protect your investment.
Extra Solutions
GAP Insurance to safeguard Your Loan
Assured resource Protection (GAP) insurance coverage assists ease your monetary burden by spending the possibly high-cost distinction between your insurance settlement as well as your loan balance on things directly linked to the purchase of one’s car.
To find out more, please contact that loan officer at 202.808.3600 .
Features
- 90-day free look – you may cancel your security within 3 months of one’s enrollment date and get the full reimbursement and no termination charge.
- Skipped payments – protection includes skip-a-payment or delinquent-payment features when it comes to life of this agreement that is financial.
- Available on loans – safeguards brand new and utilized vehicles.
- Primary automobile insurance that is deductible as much as $1,000 of the automobile tax deductible.*
Extensive Car Provider
Safeguard your self from unforeseen, high-cost repairs, and undoubtedly, raise the resale value, if you opt to offer your car or truck.
Many major vehicle repairs happen following the factory warranty duration stops. Without a car Service Agreement (VSA) — you may possibly end up paying for unanticipated and high priced repairs. Being a total outcome, extended protection for automobile repairs is becoming a prerequisite. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you an even more affordable way of protection for your brand brand new or qualified pre-owned car.
Consult your loan officer regarding your choices and find out how you might cut back to 50per cent off dealer rates. You may qualify for protection even although you don’t actually have a car loan with Department of Commerce Federal Credit Union.